Crypto Card Review

Uphold Card Review – Is Uphold the best crypto card?

Uphold card

Uphold crypto card



Uphold is an exchange platform that was launched in 2015 where crypto users can trade digital and physical assets. This is one of the very few crypto platforms that also offer commodity trading. It is also the first financial service business to publicly reveal real-time reserve holdings.

About Uphold

Uphold is a company that aims to change how people access money and according to their website, they are bringing this change in over 184 countries. Currently, Uphold has four office locations namely, San Francisco which is the head office, Shanghai, Braga, and London.  Their platform also supports more than 30 currencies, both traditional and crypto plus they also deal with commodities. Theirs is a seamless foreign exchange and cross border remittance service for members all over the world. The company is proud to reveal that since their conception, they have processed more than $4 billion in transactions.

The team behind uphold can only be described as inclusive in all spheres. These professionals are doing a great job. J.P. Thieriot is the CEO and has founded and co-founded several companies in his vast career life. Prior to becoming an entrepreneur, he worked with Hambrecht & Quist, a technology investment bank. He is assisted in his leadership duties by the following leadership team:

  • Robin O’Connell- Chief Revenue Officer
  • Cem Miralay- Chief Product & Experience Officer
  • Liz Botinas-Chief Compliance Officer
  • Simon McLoughlin-President & Chief Operating Officer
  • Chris Adjei-Ampofo-Chief Information Security Officer
  • Tiago Ribeiro-Co-Chief Technology Officer
  • Rui Marinho-Co-Chief Technology Officer
  • Lee Hansen-Chief Financial Officer
  • Mark G. Anderson-Head of Legal & Regulatory Affairs

This is a platform that is modeled as a  payment connectivity that offers financial services on a global scale. The Uphold mobile app is what sees this platform bring together people and businesses. The app is available on iOS and Android. The ratings on these two stores speak loudly that this is an app that you can rely on.

Social Media Links





RSS Feed-


Uphold has categorized what they do into three. Their services cater to individuals, businesses, and developers.

Uphold is a membership service that encourages people to join so as to enjoy immense benefits. Some of the services that members will enjoy are as follows:

  • You will be able to add funds to your account via bank transfer, bitcoin, bitcoin cash, ethereum, and litecoin.
  • You will be able to send or receive money from other members anywhere. This is an instant, secure process that is totally free.
  • You will be able to convert your money into any of more than 30 currencies supported on the app.
  • You can hold your funds in any currency you wish for safekeeping, daily use or investing.
  • Your funds are protected using current leading security systems.
  • You will be supplied with real-time proof of holdings and you have access to your funds any time you want to.

The above services are offered to individuals, businesses, and developers. Uphold’s revenue chief states that they are building a pipe that will connect the traditional cash-based economy to the internet-based economy. They are not interested in being a bank and they do not loan out members’ money. They just want everyone to have access to digital commerce and this they can achieve using the Uphold user-friendly mobile app. Businesses can enjoy instant global transactions, costless forex among other tailor-made business solutions.

Developers can focus on building while Uphold ensures that they get paid. The platform also has a good number of resources for developers to use.


Opening account and holding funds Free 
Funding account Free when funded via bank, bitcoin, or another Uphold account, a fee of 3.99% is charged when a card is used.
Sending and receiving money Free 
Converting and buying Based upon a percentage of the transaction
Withdrawing fund from Uphold Via crypto is $ 2.99, via bank transfer is $3.99

Exchange fees for some of the currencies and commodities

Currencies or Commodities


US Dollar
Universal US Dollar

Universal Euro

British Pound 0.65 %

Australian Dollar
Hong-Kong Dollar
New Zealand Dollar
Swedish Krona

Canadian Dollar
Japanese Yen
Norwegian Krone
Swiss Franc

Danish Krone
Mexican Peso
Singapore Dollar
0.95 %
Gold     2.05 %
Palladium     3.05 %

3.65 %

Platinum     3.95 %

User Experience

Uphold is definitely reigning if the reviews on Trustpilot are anything to go by. The only issues that many users complain about are related to customer support. It should be noted that some issues do take longer to resolve since the matter could be to do with how a user’s bank processes activated transactions.

Overall Conclusion 

Uphold is a registered company with the United States Treasury Department. If that does not speak volumes then what does?. This does not mean that everything with Uphold is upheld but still it is an effort in the right direction. 


  • Supports more than 30 currencies
  • Registered with FinCEN
  • Deals in currencies and commodities


  • Deposit and withdrawal minimums
  • Zero leverage


Uphold is an exchange platform that was launched in 2015 where crypto users can trade digital and physical assets - all connected to a crypto card.
Available Crypto Currencies
Ease of Use
Customer Support


  • Supports more than 30 currencies
  • Registered with FinCEN


  • Deposit and withdrawal minimums
  • 0 Leverage
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