Crypto Card Review

TenX Card Review – Is TenX the best crypto card?

TenX Crypto Card

TenX Card


Talk about a cryptocurrency based debit card that allows you to shop till you drop. Well, the TenX card is designed to make you do exactly that. You will be able to use your crypto the same way you normally spend your cash. All you need to do is take a swipe and you will receive the goods and services that you require.

According to the official TenX site, there is plenty that you can do with their card. You will be able to hold, send and receive your payments in form of popular cryptocurrencies namely, Bitcoin, Ethereum and Litecoin. They offer clients a wide range of products that will see them use both local and global currencies hence enhancing flexibility and the ability to use different payment methods of payment by simply tapping a button. The card can be used in almost 200 countries worldwide. This makes it the perfect traveling item that gives you full control.

About TenX

First and foremost, it should be noted that TenX is not a new kid on the crypto block. This project was first launched in 2015 but things did not go as planned. Users who came on the platform were promised a digital wallet and a physical debit card. To make matters worse, the release of the physical card was delayed in 2018.

Well, those are what we call the challenges of every startup, they normally start down to head up.  TenX is a platform developed to bring together different cryptocurrencies and wallets. They were going to do this using one credit card. So the team at TenX went to work and now have a credit card that is tied to a mobile cryptocurrency wallet and users can use any cryptocurrency so long as it is supported by TenX. The crypto is then converted into fiat currency that is also supported by TenX.

So how did they achieve this level of synchronization? Well, they made use of the Cryptographically-secure Off-chain Multi-asset Instant Transaction (COMIT) protocol. The TenX wallet will be connected to the COMIT network which allows users to store their private keys securely. The PAY token tied to this platform is an ERC-20 security token.

Who are the people behind the TenX idea? On checking the TenX website, it is not hard to tell that almost 90 percent of their operations are done from Singapore and so yes, Singapore is their headquarters. Their team is rich in diverse talent having drawn professionals from different sectors such as marketing, AI, research and development, business and  blockchain . The platform has four co-founders. The acting CEO is Toby Hoenisch while the current president is Julien Hosp. they are both co-founders of the platform. The other co-founders are Michael Sperk who is in charge of engineering and Paul Kittiwongsunthorn, who is the Chief Procurement Officer.

Social Media Links

Facebook –

Twitter –

TenX chat-

Reddit –

Medium –


Instagram –

TenX forum-

Vimeo –


The TenX platform offers two products:

  • The TenX Wallet
  • The TenX Card

The TenX wallet supports the major cryptos namely Bitcoin, Litecoin and Ethereum. For now, this is a mobile-only platform available for both Android and iOS. This is a fully secured wallet that is KYC compliant and allows you to store your very own private keys. To boost security users can set up a 2-factor authentication process and even a fingerprint lock for their wallet.

When you use the cryptocurrency stored in your TenX wallet to make payments, the card automatically converts your selected digital currency into the local currency.  The main currency that the card uses is the Singapore Dollar, SGD. You can use this card anywhere there is a Visa logo. The card is up to date since it supports Visa Paywave and NFC technology which is nowadays a common feature on PoS devices so as to complete transactions.


Everything is laid in the open when it comes to TenX pricing. The table below shows what you can expect to pay.

TenX Fees

Physical Card Issuing Fee ( Shipping & Tracking) $15
Virtual Card Issuing $1.50
Physical Card Annual Fee $0.00
Physical Card Annual Fee if you spend less than $1,000 a year $10
Virtual Card Annual Fee $0.00

Virtual Card Annual Fee if you spend less than $1,000 a year

Foreign Exchange Fee $0.00
Withdrawal Fee A nominal fee is charged when transferring between virtual currency wallets
ATM Fees $3.25 per withdrawal

User Experience

Users have nothing but praise for TenX and the main contributing factor is the teamwork that is put in. The TenX team is applauded for getting back to their clients whenever they raise an issue. This has made uses to feel secure and assured of the performance of the platform.

Overall Conclusion

Setbacks are just a setup for a comeback and that is what can be said concerning the TenX platform. TenX has managed to make cryptocurrency use to be a simple and transparent process. Only time will tell how truly influential as well as how disruptive this platform truly is.


  • Great customer support


  • More currencies are required

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